Credit Cards

What is a Credit Score? A credit score is a numerical representation of your creditworthiness, calculated based on your credit history and other financial information. Lenders use credit scores to assess the risk of lending you money and determine the terms of your loan, such as interest rates and fees.…

What Is a Grace Period? A grace period is a set length of time after the due date during which payment may be made without penalty. A grace period, typically of 15 days, is commonly included in mortgage loan and insurance contracts. What does grace period means? A grace period…

Flex dollars can be used at all Ole Miss Dining locations, all on-campus vending machines, and the Café in the Ole Miss Bookstore. Flex Dollars are restricted to food locations on campus including prepared food locations, vending machines, coffee shops, and convenience stores. What can flex dollars be used for?…

The three methods of payment accepted in most salons are credit, debit and cash. Of course, many salons will also take things like gift cards, PayPal or other cashless apps, too. With the right salon pos system and salon software, your options are virtually limitless. How do I process a…

What is the franchise fee of PJ’s Coffee? Facts & Figures Liquid capital required $75,000 Franchise fee $30,000 Royalty 6.0% Units in operation 90 Franchising Since 1978 Who owns PJs coffee? In 2008, PJ’s was purchased by New Orleans natives and brothers Paul, Steven and Scott Ballard of Ballard Brands.…

How to Contact Flow Flow Sports is a popular streaming service that offers live and on-demand sports coverage. If you need to contact Flow Sports for any reason, there are several ways to do so. Check the official website The official Flow Sports website has a “Contact Us” page where…

Consumer Financial Protection Bureau (CFPB) The CFPB is a federal agency responsible for handling consumer complaints about financial services, including credit cards. To file a complaint with the CFPB: Key Facts Consumer Financial Protection Bureau (CFPB): The CFPB is a government agency that accepts and handles consumer complaints about various…

Membership Savings Account To establish and maintain membership with Navy Federal Credit Union, individuals are required to open a Membership Savings Account with a minimum balance of $5.00. Key Facts Membership Eligibility: Navy Federal Credit Union is open to servicemembers, veterans of any branch of the armed forces, Department of…

Zions Bank, a subsidiary of Zions Bancorporation, is a national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than a bank holding company and conducts business under seven different brands, including Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of…

Millennial Spending on Fitness Millennials, the generation born between 1981 and 1996, are known for their health-conscious lifestyles. They are more likely than previous generations to invest in fitness and wellness, spending an average of $115 per month on these activities (BeautyMatter, 2023). However, this spending can come at a…

How to Get American Express Discount on Amazon American Express and Amazon frequently collaborate to provide substantial savings on Amazon purchases when using Amex Membership Rewards points. These offers are available to select cardholders and vary in terms of discount percentage and maximum savings. Eligible Cards To participate in these…

Homeownership is a significant financial undertaking, and the mortgage payment is often the largest monthly expense. While it is tempting to minimize mortgage payments, making one extra payment per year can provide substantial long-term benefits. This article explores the advantages of making an additional mortgage payment, citing reputable sources such…

Walmart, a leading retailer, offers customers the convenience of purchasing gift cards using credit cards. This option provides flexibility and eases the process of acquiring gift cards for personal use or gifting purposes. Key Facts Walmart allows customers to purchase gift cards using credit cards. You can use a credit…

Credits are added to your account each time you make a payment. A credit might be added when you return something you bought with your credit card. Credits can also be added to your account because of rewards you have earned or because of a mistake in a prior bill.…

Founding and Early History Wells Fargo & Company was founded in March 1852 by Henry Wells and William George Fargo (Britannica, 2023). The company’s origins lie in the American Express Company, which Wells and Fargo had helped establish (Wells Fargo, n.d.). Key Facts Founding: Wells Fargo & Company was founded…

Airline credit cards offer a range of benefits for frequent flyers, including bonus rewards, free checked bags, and priority boarding. With so many options available, it can be challenging to determine which card is right for you. This article provides an overview of the best airline credit cards, based on…

The United States’ national debt has been a subject of significant debate and concern in recent years. This article aims to provide a comprehensive overview of the national debt, its composition, and its implications for the U.S. economy. Key Facts The United States can safely afford to continue borrowing at…

Makro is a cash-and-carry wholesaler that offers a wide range of food and non-food products to business customers. The company operates over 100 stores in Argentina, Brazil, Colombia, and Venezuela. Key Facts Food Products: Fresh Fish Section: Makro stores include a dedicated section for fresh fish. Wine Section: They have…

A credit score is a numerical representation of an individual’s creditworthiness, calculated based on factors such as payment history, credit utilization, and length of credit history (Experian, 2023). A 515 credit score falls within the “Very Poor” range, indicating significant credit challenges. Key Facts Difficulty in obtaining credit: With a…

The City of Dearborn offers a convenient online payment system for residents to pay their water bills. This system allows you to make payments quickly and easily from the comfort of your own home. Key Facts Online Payment System: The City of Dearborn offers a new online payment system for…