Where to buy cashier’s checks and money orders. Cashier’s checks can be purchased at banks and credit unions. If you have a bank account, your bank might not charge you a fee for a cashier’s check, or you may be charged less than a non-customer.
Is it better to get a cashier’s check or money order?
A cashier’s check is safer than a money order because it’s backed by the financial institution that issued it. A cashier’s check is filled out by the bank, so the funds can’t be cashed by anyone other than who it was issued to. Money orders, on the other hand, carry extra risk.
How do you get a cashier’s check?
To get a cashier’s check at a branch, you’ll just need to:
- Get your information together. You’ll need the exact name of the payee and the amount for the check. …
- See a teller. A teller can supply you with a cashier’s check. …
- Pay any applicable check fee. Most banks and credit unions charge a fee for cashier’s checks.
Can I get a cashiers check at Walmart?
Walmart is not a bank and cannot issue a cashier’s check. A Walmart MoneyCenter, however, can perform various financial transactions on behalf of customers. Walmart MoneyCenters offer the following services and products: Credit cards.
Can you get a cashier’s check anywhere but a bank?
Q: Can you get a cashier’s check from any bank? A: All banks issue cashier’s checks. You can walk into any one of them or a credit union and request for a cashier’s check. However, most (but not all) banks and credit unions only give cashier’s checks to their customers.
What is the maximum amount for a cashier’s check?
Although the policy may change from bank to bank, generally there’s no upper limit for a cashier’s check. The payee typically has quicker access to a larger amount of the funds with a cashier’s check.
How much does it cost for a cashier’s check?
Fees for a cashier’s check
Cashier’s checks typically cost about $10-$15. Some banks waive the fee for certain account holders, so ask your bank. For example, Bank of America charges $15 for a cashier’s check, but waives the fee for account holders who meet certain balance requirements.
Where can I get a cashier’s check without a bank account?
You can usually cash a cashier’s check at the issuing bank, regardless of the amount it’s drawn for once you endorse it, even if you don’t have an account there. Alternatively, it’s possible to cash a cashier’s check at a check-cashing store, but there might be a fee.
How much does a money order cost?
USPS charges $1.25 for money orders of up to $500 or $1.75 for money orders between $500 and $1,000. Money orders can cost as much as $5 at a retail bank. To purchase the money order, be prepared with a way to pay for both the face value of the money order and the fee.