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An ACH Return File is a special type of file which is sent from your bank, and includes: 1. Returned (not completed) transactions. Transactions are returned for many reasons – including insufficient funds, closed accounts, incorrect account numbers, incorrect routing numbers – and over 70 more reasons. O que é…

One of those gap-fillers is pricing and payment terms. Gap-fillers can apply where the parties fail to address pricing and payment terms or where parties fail to agree on terms and the “knock-out rule” applies. O que são preenchimentos de lacunas? O preenchimento de uma lacuna é uma classe de…

The current amended anti-SLAPP law was initially introduced on January 9, 2019, was passed on July 22, 2020, and was signed into effect on November 10, 2020. [30] A similar time frame for the new proposed amendments would see them take effect in the middle of 2024. O que é…

In order to mitigate this risk, the law usually requires the secured party to give some form of public notice and/ or make certain filings – this requirement of public notice is known as perfection of security. O que significa a perfeição em termos legais? Meios perfeitos completados; totalmente executados;…

The lien takes effect when the contractor begins to furnish materials or perform services. To be valid, the lien must be filed on the land records of the town where the land is located within 90 days after the contract or subcontractor has ceased performing services or furnishing materials. Quem…

Quem é o funcionário do tribunal de Wake County NC? Blair Williams Clerk Do fundo do meu coração, quero agradecer a todos e a cada um de vós que depositaram em mim a vossa confiança para desempenharem as funções de funcionário do Wake County Clerk of Court. Quem é o…

TILA is the Truth in Lending Act and RESPA is the Real Estate Settlement Procedures Act. O que é que a TILA representa? A Lei da Verdade em Empréstimo (TILA) protege-o contra facturação imprecisa e desleal e práticas de cartões de crédito. Requer que os credores lhe forneçam informações sobre…

Your options for writing your own will As long as it was properly signed and witnessed by two adult independent witnesses who are present at the time you sign your will, it should be legally binding. Quais são os requisitos para que uma vontade seja válida no Texas? Here are…

Regulation GSecure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) (Regulation G) | NCUA. Qual das seguintes transacções é abrangida pelo Regulamento Z? O que é que o Regulamento Z cobre? A legislação aplica-se a hipotecas, empréstimos para habitação própria, linhas de crédito para habitação própria, cartões de crédito,…

When you take a loan modification, you change the terms of your loan directly through your lender. Most lenders agree to modifications only if you’re at immediate risk of foreclosure. A loan modification can also help you change the terms of your loan if your home loan is underwater. Qual…

During the 5 week notice period, the homeowner can stop the foreclosure by making-up all missed payments (including late fees and attorney costs) or working with an attorney to stop the foreclosure process. The only time it is too late to stop a foreclosure is when the property is sold…

Are all documents in a probate matter available to the general public through the eFiling system? ​No. Only interested parties can view court documents through the eFiling system. Os detalhes do contrato são públicos? A resposta curta é sim, os registos de sucessões fazem parte do registo público. Pode verificar…

The crisis environment led to the call for deposit insurance. Ultimately, the force of public opinion spurred Congress to enact deposit insurance legislation. The Banking Act of 1933, which created the FDIC, was signed by President Roosevelt on June 16, 1933. Porque é que o FDIC começou? Foi estabelecido após…

A party may request disclosure of any or all of the following: (a) the correct names of the parties to the lawsuit; (b) the name, address, and telephone number of any potential parties; (c) the legal theories and, in general, the factual bases of the responding party’s claims or defenses…

Compulsory winding up takes place when a creditor of an insolvent company asks the court for a wind up. If the company goes into liquidation, the court of law appoints a liquidator for the liquidation. The primary objective of the liquidator is to raise as much funds as needed to…

Como funciona uma rescisão? Uma recessão é uma desaceleração significativa, generalizada e prolongada da actividade económica. Uma regra popular é que dois trimestres consecutivos de declínio do produto interno bruto (PIB) constituem uma recessão. As recessões produzem tipicamente quedas na produção económica, na procura dos consumidores, e no emprego. O…

Superseding cause is a defense to negligence. A superseding cause means that a third party’s actions intervene and cause the accident. In other words, an unforeseeable or improbable intervening cause will constitute a superseding cause, and will allow a defendant to escape liability. Qual é o exemplo mais comum de…

How it works – with a solicitor Your mortgage lender writes to you to say that your mortgage has been paid off. You instruct your solicitor to prepare an application to discharge the standard security. Your solicitor sends the discharge to your lender for signing. Preciso de um solicitador para…

An assignment of mortgage is a legal term that refers to the transfer of the security instrument that underlies your mortgage loan − aka your home. When a lender sells the mortgage on, an investor effectively buys the note, and the mortgage is assigned to them at this time. O…

$7,000 or less$7,000 or less. You may only bring a small claim in the court for the location where either the plaintiff or the defendant lives or has a place of business or employment. Qual é o estatuto de limitações no tribunal de Massachusetts para acções de pequeno montante? Não…