RBC Ratio means the risk-based capital ratio of the Insurer, which will be calculated in a manner consistent with the requirements and methodologies prescribed under Massachusetts Law, as applied by the Insurer in the ordinary course of its business, consistent …
Leia maisCategoria: Regulamento Financeiro
Quem é responsável pela administração da Lei do Sigilo Bancário?
Authorities Delegated to FinCENFinCENFinCEN is a bureau of the U.S. Department of the Treasury. The Director of FinCEN is appointed by the Secretary of the Treasury and reports to the Treasury Under Secretary for Terrorism and Financial Intelligence. Quem administrou …
Leia maisQue nova agência federal foi criada pelo Dodd Frank Act?
Dodd–Frank reorganized the financial regulatory system, eliminating the Office of Thrift Supervision, assigning new responsibilities to existing agencies like the Federal Deposit Insurance Corporation, and creating new agencies like the Consumer Financial Protection Bureau (CFPB). O que foi estabelecido como …
Leia maisPode um banco executar uma hipoteca numa venda curta?
Banks Look To Recover the Most They Can “Assuming foreclosure is imminent, the bank will only reject a short sale if their own market sale will recover more of their money.” For the most part, banks are unlikely to reject …
Leia maisO que exige a Lei do Sigilo Bancário?
Congress passed the Bank Secrecy Act in 1970 as the first laws to fight money laundering in the United States. The BSA requires businesses to keep records and file reports that are determined to have a high degree of usefulness …
Leia maisO que é um Formulário 112 do FinCEN?
FinCEN CTR (Form 112) Reporting of Certain Currency Transactions for Sole Proprietorships and Legal Entities Operating Under a “Doing Business As” (“DBA”) Name | FinCEN.gov. O que desencadeia um relatório de transacções monetárias? A lei federal exige que as instituições …
Leia maisOs títulos Reg S são restritos?
Selling Restrictions: Securities acquired under Reg S are considered ‘restricted securities’ and are restricted from being resold in the United States during a “compliance period” which may be up to one year from their issuance. O que são os títulos …
Leia maisQuais são as normas eléctricas australianas?
Qual é o padrão australiano para a electricidade? AS 3000 Um resumo da Norma Australiana AS 3000 que estabelece os requisitos para a concepção, construção e verificação de instalações eléctricas. Quais são as diferentes normas eléctricas? O IEC 60364 foi …
Leia maisO que está num pequeno pacote de venda?
Short sale package: The borrower has to prove financial hardship by submitting a financial package to their lender. The package includes financial statements, a letter describing the seller’s hardship(s), and financial records, including tax returns, W-2s, payroll stubs, and bank …
Leia maisO que é CSOX?
CSOX can refer to: Keeping the Promise for a Strong Economy Act (Budget Measures), 2002, a legislative bill effective April 7, 2003 which provides for regulation of securities issued in the Canadian province of Ontario. O que é a conformidade …
Leia maisO que é uma venda curta americana?
Short sale in real estate refers to a sale of a house when the sale price is less than the outstanding mortgage on the property. Short sales occur when the homeowner is in financial trouble and needs the home sold …
Leia maisÉ possível regular excessivamente o sistema bancário?
Porque é que o sistema bancário está muito mais fortemente regulamentado? A regulamentação ajuda a garantir que os bancos tenham uma boa gestão para que não façam maus investimentos ou sejam demasiado arriscados. Um exemplo disto é o Regime dos …
Leia maisQual é a diferença entre o Reg S e o 144a?
Rule 144A provides an exemption for offers and sales to large “qualified institutional buyers” in the United States, while Regulation S exempts the offer and sale of securities to investors outside of the United States, both subject to compliance with …
Leia maisQuais são os requisitos da Lei Gramm Leach Bliley?
The Gramm-Leach-Bliley Act requires financial institutions – companies that offer consumers financial products or services like loans, financial or investment advice, or insurance – to explain their information-sharing practices to their customers and to safeguard sensitive data. Quais são os …
Leia maisO que é considerado informação pessoal não-pública?
(A)The term “nonpublic personal information” means personally identifiable financial information— (i)provided by a consumer to a financial institution; (ii)resulting from any transaction with the consumer or any service performed for the consumer; or (iii)otherwise obtained by the financial institution. Quais …
Leia maisO que fizeram a Reforma Dodd Frank Wall Street e a Lei de Protecção do Consumidor?
Created the Consumer Financial Protection Bureau tasked to protect consumers from deceptive and predatory financial practices by ensuring banks, mortgage and student loan lenders, and credit card companies play by the rules. O que é que a Dodd-Frank Wall Street …
Leia maisO que acontece quando um banco arquiva uma SAR?
The SAR is filed by the financial institution that observes suspicious activity in an account. The report is filed with the Financial Crimes Enforcement Network, or FinCEN, who will then investigate the incident. FinCEN is a division of the U.S. …
Leia maisO que acontece se uma venda curta não se vender?
Quais são as desvantagens de uma venda curta? Learn seven risks of a short sale so you can plan properly and decide if it could be the right investment for you. Long Process. … Subject to the Mortgage Lender’s Approval. …
Leia maisQual é o significado da FIU?
financial intelligence units O que é que significa FIU? “Uma unidade de informação financeira” (FIU) é uma agência central, nacional. Qual é a forma completa da FIU e onde é colocada? A Financial Intelligence Unit – India (FIU-IND) é uma …
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