Latest Posts

  • Credit Cards

    What bank has the best service?

    Best banks, credit unions and neobanks: Best overall, best for customer service: U.S. Bank. Best overall, best for cash-back rewards: Upgrade. Best overall, best for ATM availability: Charles Schwab. Best overall, best for overdraft options: Ally Bank. Best overall, best for rates: Alliant Credit Union. Who is the number 1…

  • Personal Taxes

    How much is property tax in Illinois?

    Residential property owners in Illinois paid 2.05% of the full value of their property in 2020, while those in New Jersey paid 2.21%. How much are house taxes in Illinois? The state of Illinois has the second-highest property taxes in the country. The statewide average effective tax rate is 2.16%,…

  • Personal Taxes

    What is a tax advantage savings account?

    The term “tax-advantaged” refers to any type of investment, financial account, or savings plan that is either exempt from taxation, tax-deferred, or that offers other types of tax benefits. Examples of tax-advantaged investments are municipal bonds, partnerships, UITs, and annuities. What are two benefits of a tax advantage account? Withdraw…

  • Large Business

    When was Eharmony founded?

    When did eHarmony com start? 2000 Launched in 2000 by Neil Clark Warren and his son-in-law, Greg Forgatch, eHarmony was different from most dating sites: Rather than allow members to pore through hundreds of profiles, it paired them based on a lengthy compatibility quiz. And, initially, the site only offered…

  • Large Business

    How old is Jeff Immelt?

    When did Jeff Immelt become CEO of GE? Sept. 10, 2001 Jeff Immelt’s first day as CEO at General Electric was on Sept. 10, 2001. The next day, the terrorist attacks on the World Trade Center and the Pentagon shook the world, the financial markets, and GE’s business. Who replaced…

  • Government Business

    When should I hire a security guard?

    A well-trained security guard can protect your home effectively if you have a wide-spread property or are away from your home most of the time. They are also effective when there is a prevalent threat to the house or its residents. Why do you need a security guard? In large…

  • Government Business

    Why do we have natural monopolies?

    A natural monopoly is a type of monopoly that exists typically due to the high start-up costs or powerful economies of scale of conducting a business in a specific industry which can result in significant barriers to entry for potential competitors. Why do natural monopolies exist? In essence natural monopolies…

  • Financial Regulation

    What are unregistered shares?

    Unregistered shares are any form of company stock that does not have an effective registration statement on file with the SEC. What are examples of unregistered securities? Examples include: large capitalization public companies offering investment grade securities to institutional investors worldwide, companies offering investment grade notes to a small group…

  • Government Support And Welfare

    What did Carol Gilligan propose?

    Gilligan proposed that women come to prioritize an “ethics of careethics of careThe ethics of care (alternatively care ethics or EoC) is a normative ethical theory that holds that moral action centers on interpersonal relationships and care or benevolence as a virtue. What is the main focus of Gilligan’s theory?…

  • Bankruptcy

    How do I file a lien in Los Angeles County?

    If you would like to record the mechanics lien yourself, you can do so at the following Los Angeles County Recorder’s Offices: Norwalk- 12400 Imperial Hwy., Norwalk, CA 90650. Lancaster – 44509 16th St. West, Suite 101, Lancaster, CA 93534. LAX / Courthouse – 11701 S. La Cienega Blvd., 6th.…

  • Credit Cards

    How do I use my Voyager Fleet Card?

    1 If the gas station has readers located at the pump, you may use your magnetic stripe or EMV Voyager Fleet Card at the pump. If there are no pump card readers, see the attendant inside to process your transaction. 2 Swipe or insert your card at the pump card…

  • Credit Cards

    What does pts mean in banking?

    With a Pre-Authorized Transfer Service (PTS) you can automatically transfer funds to your savings account on a schedule that works best for you (daily, weekly or monthly). What does PTS stand for? Post-traumatic Stress PTS is a common, normal, and often adaptive response to experiencing a traumatic or stressful event.…

  • Bankruptcy

    What does the Truth in Lending Act require?

    The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans. What does the Truth in Lending Act Regulation Z requires? The…

  • Bankruptcy

    How many standard deviations from the mean is unusual?

    two standard deviationstwo standard deviations away from the mean is considered “unusual” data. How many standard deviations from the mean is normal? The empirical rule, also referred to as the three-sigma rule or 68-95-99.7 rule, is a statistical rule which states that for a normal distribution, almost all observed data…