While Visa and Mastercard are more widely accepted in Hong Kong, some merchants do accept American Express.
Is Amex widely accepted in Asia?
It’s easier to find merchants that accept Amex cards in certain countries (Australia and Canada, as two examples), but across Europe and Asia, it’s still a toss-up whether or not a specific merchant will accept American Express cards.
How do I pay my American Express credit card in Hong Kong?
- Autopay – payment is made by direct transfer from your bank account. …
- Paybill – settle your bill from your pre-registered bank account. …
- Card Direct – make direct transfer from your bank account to settle your bill by calling our Card Direct Service Hotline 2277 2160.
Where is Amex not accepted?
Where American Express is Accepted Internationally: 160+ countries and territories. Countries Where American Express is Accepted Most: Canada, Australia, UK, India, Singapore. Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria.
Can you use Amex cards internationally?
American Express will not charge any foreign transaction fee on the purchases you make outside of the United States with your Card. However, there may be circumstances where ATMs or merchants charge a fee on foreign transactions.
Is Amex or Visa better?
In fact, Visa is one of the most accepted payment networks in the world. American Express is accepted by 99% of the merchants that accept credit cards, but it’s still not as widely accepted as Visa. American Express has long charged higher credit card processing fees than other payment networks.
How accepted is Amex internationally?
Can I use my American Amex credit or debit card abroad? You can use your US Amex card abroad to make purchases or withdraw cash. However, it’s not universally accepted, so if you’re paying for goods or services you do need to check that the retailer is displaying the Amex symbol first.
Does Amex charge for international payments?
What are the transaction charges abroad? If you make a transaction in a foreign currency, you will be charged a non-sterling transaction fee of 2.99% on the transaction amount.
Can I pay everywhere with American Express?
“According to an American Express representative, 99% of U.S. merchants who accept credit cards also now accept AmEx.”
Is Amex a credit card?
No, American Express is not a credit card. American Express is a financial services company that operates the American Express card network and issues a number of cards, including American Express credit cards, charge cards, prepaid debit cards and gift cards.
Why is Amex never accepted?
American Express’ interchange fee is just too high. Providers like Visa and Mastercard charge between 1.15% and 2.5%, while Amex charges merchants between 1.43% and 3.3%. While this may not seem like a huge difference, it can pose a difficult situation for smaller businesses.
Why do people not use Amex?
The primary drawback of American Express cards is the fact that they charge companies for the payments that they process. This is because they have their own payment network and don’t rely on companies like Visa and Mastercard. This means that some businesses, especially smaller ones, may not accept American Express.
Why is Amex so popular?
American Express is good because its credit cards offer customers a wide selection of bonus rewards in popular purchase categories. American Express credit cards also have an assortment of lucrative welcome offers, introductory 0% APR offers, and luxury travel benefits.
Is Amex a prestigious card?
YES, many people consider AMEX prestigious. Is the AmEx Gold card worth the $195 annual fee? What are the benefits of using an American Express (AMEX) card compared to other major credit cards such as Visa, Mastercard, etc.?
Does Amex still have a black card?
The American Express Centurion Card is the official name of the Amex Black Card. The Black Card is a high-end, exclusive charge card issued by American Express. Platinum Card holders must meet certain criteria to be extended an invitation. The American Express Black Card comes in personal and business variants.
Why is an Amex worth it?
Yes, an American Express card is worth it for people with good or excellent credit scores who want to earn rewards on U.S. purchases that they’ll pay for in full by the due date every month. An Amex card may also be worth it for people who want an introductory low-interest period in addition to rewards.
Is Amex widely accepted in Thailand?
Visa and Mastercard are widely accepted in Thailand. American Express cards are accepted in large supermarkets, at expensive restaurants and hotels and at gas stations.
Is Amex widely accepted in Japan?
American Express is one of the most widely accepted credit cards in Japan, especially in Tokyo.
Is Amex widely accepted in China?
Visa, MasterCard, and American Express are all widely accepted in big cities in China. Depending on your bank, using a foreign credit card in China will usually incur a foreign currency exchange fee and a transaction fee from either your home or the local bank, which can add up fast.
How widely is Amex accepted in Singapore?
Although American Express may not be as widely present as its counterparts, Visa and Mastercard, in Singapore, you would be pleased to find out that most large retailers do accept AMEX cards. AMEX has also partnered with banks like DBS and UOB for seamless access.
Is Amex or Mastercard better?
American Express is often better than Visa and Mastercard for use in the U.S. by people with good or excellent credit who pay their bill in full monthly and redeem rewards for domestic travel or cash, depending on the Amex.
Is Amex widely accepted in Dubai?
Visa and Mastercard are most widely accepted in the UAE. Some large hotels and restaurants may accept American Express and Discover as well.
Which credit card issuers are accepted in the UAE?