Credit Cards

The Pennsylvania EPPICard is a MasterCard debit card that allows custodial parents to access their child support payments electronically. The card is associated with several banks that provide access to funds and various services to cardholders. Key Facts PNC Bank: PNC Bank is one of the banks associated with the…

What Happens if You Exceed Regulation D? Regulation D, a federal rule, regulates how banks and credit unions manage savings deposits. Until April 24, 2020, the Federal Reserve’s regulation limited the number of withdrawals you could make from a “savings deposit” account, which included both savings accounts and money market…

Payment Assistance Options Chase Bank offers various options to assist customers experiencing financial difficulties with their auto loans. These options include: Key Facts Chase Auto Loans: Chase Bank offers options for customers facing financial hardship with their auto loans. These options may include payment extensions, which add the extended payment…

Location and Dimensions The Destin Bridge, officially known as the Mid-Bay Bridge, is a two-lane toll bridge that spans across the Choctawhatchee Bay in Okaloosa County, Florida [3]. It connects the city of Destin to Niceville, providing a vital transportation link between the popular tourist destination and the mainland. The…

What to Do if You Find Cash? Legal Obligations When you find cash, it is not legally yours. It still belongs to its rightful owner. Most states and local laws require individuals who find property or cash to make reasonable efforts to locate the owner. Failure to do so may…

LuLaRoe, a multi-level marketing company known for its vibrant clothing, has faced a significant exodus of consultants in recent years. This article aims to explore the underlying reasons behind this trend, drawing upon insights from reputable sources such as Pipiads, Medium, and The List. Key Facts Unrealistic expectations: Selling LuLaRoe…

Walmart gift cards are a convenient way to shop for groceries, electronics, home goods, and more. They can be purchased at Walmart stores, online, or through third-party retailers. Walmart gift cards can be used at Walmart stores, Walmart.com, and Sam’s Club locations. Key Facts To use a Walmart gift card…

Experian Boost is a credit-building tool that allows consumers to enhance their credit scores by incorporating positive payment history from everyday bills. This article will delve into the workings, advantages, limitations, and eligibility criteria of Experian Boost, drawing upon credible sources such as Forbes Advisor, Experian, and Bankrate. Key Facts…

Duration of a Second Mortgage Charge-Off on Credit Report A second mortgage charge-off typically remains on your credit report for seven years. This is because charge-offs are considered negative items that can damage your credit score. Definition of a Second Mortgage Charge-Off When a second mortgage is charged off, it…

How to Put Money in Escrow Escrow is a financial arrangement where a third party holds onto money or assets until specific conditions are met. When buying a home, escrow is used to hold the buyer’s earnest money deposit and any other funds required to complete the purchase. The escrow…

Individuals facing financial hardship may consider negotiating with their credit card issuers to settle outstanding debt for less than the full amount owed. While this option is not universally available, it can provide relief for those struggling to repay their balances. Key Facts Negotiating with credit card issuers to settle…

The Kohl’s Card is a store charge card that can only be used for purchases of Kohl’s merchandise. It can be used for purchases made both in Kohl’s stores and online at Kohls.com. The card is a “closed-loop” store card, meaning it can only be used at Kohl’s and not…

The time it takes for a check to be taken out of your account can vary depending on several factors, including the type of check and how it is deposited. Key Facts The time it takes for a check to be taken out of your account can vary depending on…

Rewards and Redemption The TJX Rewards Platinum Mastercard offers a competitive rewards rate for purchases made at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense. Cardholders earn 5 points per $1 spent at these stores and 1 point per $1 on all other purchases. Key Facts Rewards: The TJX…

Can the Electric Company Deny You Service? Utility companies, such as electric companies, have the authority to deny service to applicants for various reasons. These reasons may include failure to pay a delinquent utility charge, failure to post a required deposit or guarantee, or owing money for the same type…

Legal Consequences of Using a Stolen Gift Card Using a stolen gift card is considered theft, a criminal offense. If caught, individuals may face legal action and potential criminal charges. Credit CARD Act Protections The Credit CARD Act offers protections to consumers who purchase specific types of gift cards, including…

Disney Plus Gift Subscriptions: A Comprehensive Guide Disney Plus offers gift cards that can be used towards new or existing monthly Disney Plus or Disney Plus Bundle memberships. These gift cards are available in amounts ranging from $25 to $200. Redeeming a Disney Plus Gift Card To redeem a Disney…

Makro, a leading South African retailer, has partnered with Game, a popular retail chain, to accept Game store cards as a payment option. This partnership provides customers with increased flexibility and convenience when shopping at Makro. Key Facts Accepted Cards: Makro accepts various store cards, including Game credit cards. Partnership:…

Paying Your Alabama Power Bill with a Check Alabama Power offers various payment options for its customers, including the convenience of paying by check. This article provides a comprehensive guide on how to make a check payment to Alabama Power, ensuring a timely and secure transaction. Payment by Mail One…

Nextdoor is a renowned neighborhood networking platform that empowers communities to connect, share, and support one another. With a vast user base and a comprehensive suite of features, Nextdoor has become an indispensable tool for fostering a sense of belonging and well-being within local neighborhoods. Key Facts Purpose: Nextdoor aims…