Rewards and Redemption
The TJX Rewards Platinum Mastercard offers a competitive rewards rate for purchases made at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense. Cardholders earn 5 points per $1 spent at these stores and 1 point per $1 on all other purchases.
Key Facts
- Rewards: The TJX card offers a high rewards rate for purchases made at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense. Cardholders earn 5 points per $1 spent at these stores and 1 point per $1 on all other purchases.
- Redemption: Points earned with the TJX card can be redeemed for rewards certificates. For every 1,000 points earned, cardholders receive a $10 rewards certificate that can be used for purchases at T.J. Maxx and its affiliated stores.
- Annual Fee: The TJX card has no annual fee, making it a cost-effective option for frequent shoppers at T.J. Maxx and its affiliated stores.
- Limited Use: While the TJX card can be used anywhere Mastercard is accepted, it is most beneficial for those who frequently shop at T.J. Maxx and its affiliated stores. Cardholders who do not shop at these stores regularly may find the rewards and redemption options to be limiting.
- Exclusive Events: TJX cardholders may receive invitations to exclusive shopping events both in-store and online. These events provide early access to merchandise and may include additional treats or prizes.
Points earned with the TJX card can be redeemed for rewards certificates. For every 1,000 points earned, cardholders receive a $10 rewards certificate that can be used for purchases at T.J. Maxx and its affiliated stores.
Annual Fee and Usage
The TJX card has no annual fee, making it a cost-effective option for frequent shoppers at T.J. Maxx and its affiliated stores.
While the TJX card can be used anywhere Mastercard is accepted, it is most beneficial for those who frequently shop at T.J. Maxx and its affiliated stores. Cardholders who do not shop at these stores regularly may find the rewards and redemption options to be limiting.
Exclusive Perks
TJX cardholders may receive invitations to exclusive shopping events both in-store and online. These events provide early access to merchandise and may include additional treats or prizes.
Conclusion
The TJX Rewards Platinum Mastercard is a valuable option for frequent shoppers at T.J. Maxx and its affiliated stores. The card’s high rewards rate, no annual fee, and exclusive perks make it a worthwhile choice for those who regularly make purchases at these retailers. However, the limited redemption options and lack of value for non-regular shoppers should be considered before applying for the card.
Sources
- NerdWallet: TJX Rewards Platinum Mastercard Review
- USA Today: TJX Rewards Platinum Mastercard Review
- TJX Rewards World
FAQs
What are the rewards for the TJX Rewards Platinum Mastercard?
Cardholders earn 5 points per $1 spent at T.J. Maxx, Marshalls, HomeGoods, Sierra Trading Post, and Homesense, and 1 point per $1 on all other purchases.
How do I redeem my TJX Rewards points?
Points can be redeemed for rewards certificates in denominations of $10 or $20. For every 1,000 points earned, cardholders receive a $10 rewards certificate.
Is there an annual fee for the TJX Rewards Platinum Mastercard?
No, the TJX Rewards Platinum Mastercard has no annual fee.
Where can I use the TJX Rewards Platinum Mastercard?
The TJX Rewards Platinum Mastercard can be used anywhere Mastercard is accepted. However, it is most beneficial for those who frequently shop at T.J. Maxx and its affiliated stores.
What are the exclusive perks of the TJX Rewards Platinum Mastercard?
Cardholders may receive invitations to exclusive shopping events both in-store and online. These events provide early access to merchandise and may include additional treats or prizes.
Can I use my TJX Rewards points to pay my credit card bill?
No, TJX Rewards points cannot be used to pay your credit card bill. They can only be redeemed for rewards certificates that can be used for purchases at T.J. Maxx and its affiliated stores.
How long do TJX Rewards points expire?
TJX Rewards points expire two years after they are earned.
What is the credit limit for the TJX Rewards Platinum Mastercard?
The credit limit for the TJX Rewards Platinum Mastercard varies depending on the applicant’s creditworthiness.