Pricing Model

YNAB operates on a subscription-based pricing model. Users pay a monthly or annual subscription fee to access the app’s features and services.

Key Facts

  1. Pricing Model: YNAB operates on a subscription-based pricing model. Users pay a monthly or annual subscription fee to access the app’s features and services.
  2. Subscription Options: YNAB offers two subscription options: a monthly subscription and an annual subscription. The monthly subscription is priced at $14.99 per month, while the annual subscription costs $99 per year.
  3. Free Trial: YNAB provides a free trial period for users to try out the app before committing to a subscription. The free trial lasts for 34 days, allowing users to experience a full month of budgeting.
  4. Money-Back Guarantee: YNAB offers a money-back guarantee for users who are not satisfied with the app. If you decide to subscribe and later find that YNAB doesn’t meet your needs, you can request a refund.

Subscription Options

YNAB offers two subscription options: a monthly subscription and an annual subscription. The monthly subscription is priced at $14.99 per month, while the annual subscription costs $99 per year.

Free Trial

YNAB provides a free trial period for users to try out the app before committing to a subscription. The free trial lasts for 34 days, allowing users to experience a full month of budgeting.

Money-Back Guarantee

YNAB offers a money-back guarantee for users who are not satisfied with the app. If you decide to subscribe and later find that YNAB doesn’t meet your needs, you can request a refund.

Sources

  1. YNAB. “Pricing.” https://www.ynab.com/pricing
  2. Sabrina Karl. “YNAB vs. Mint: Which Is the Better Budgeting App?” Investopedia, 10 May 2023, https://www.investopedia.com/ynab-vs-mint-5179966
  3. Kevin Payne and Martin Dasko. “YNAB Budgeting App Review 2024.” Forbes, 4 Jan. 2024, https://www.forbes.com/advisor/banking/ynab-budgeting-app-review/

FAQs

What is the pricing model for YNAB?

Answer: YNAB operates on a subscription-based pricing model. Users pay a monthly or annual subscription fee to access the app’s features and services.

What are the subscription options for YNAB?

Answer: YNAB offers two subscription options: a monthly subscription and an annual subscription. The monthly subscription is priced at $14.99 per month, while the annual subscription costs $99 per year.

Does YNAB offer a free trial?

Answer: Yes, YNAB provides a free trial period for users to try out the app before committing to a subscription. The free trial lasts for 34 days, allowing users to experience a full month of budgeting.

Does YNAB offer a money-back guarantee?

Answer: Yes, YNAB offers a money-back guarantee for users who are not satisfied with the app. If you decide to subscribe and later find that YNAB doesn’t meet your needs, you can request a refund.

What are the benefits of using YNAB?

Answer: YNAB can help users create a budget, track their spending, and save money. The app also provides users with insights into their spending habits and helps them make better financial decisions.

Is YNAB worth the cost?

Answer: Whether or not YNAB is worth the cost depends on the individual user. Some users may find that the app’s features and benefits are worth the subscription fee, while others may not.

What are some alternatives to YNAB?

Answer: There are several alternatives to YNAB available, including Mint, PocketGuard, and EveryDollar. These apps offer similar features and benefits to YNAB, but they may have different pricing models or features.

How can I choose the right budgeting app for me?

Answer: When choosing a budgeting app, it is important to consider your individual needs and preferences. Some factors to consider include the app’s features, cost, and ease of use. It is also a good idea to read reviews of different budgeting apps before making a decision.