Monthly Fees for Checking Accounts at Regions Bank

Regions Bank offers various checking account options, some of which may have monthly fees. However, customers can avoid these fees by meeting certain requirements, such as maintaining a minimum balance or setting up direct deposit.

Regions Now Checking

Regions Now Checking is a basic checking account that has a low, flat monthly fee. This account does not charge overdraft fees and provides unlimited check writing. To avoid the monthly fee for Regions Now Checking, customers can maintain a minimum balance of $5 or set up a direct deposit of at least $500.

LifeGreen Checking

LifeGreen Checking is another checking account option offered by Regions Bank. This account offers unlimited check writing and provides several ways to waive the monthly fee:

• Maintain an average monthly balance of $1,500
• Set up a direct deposit of at least $500 or a combined amount of $1,000
• Open a LifeGreen Savings account and maintain a minimum balance of $50

Overdraft Fees

Regions Bank may charge overdraft fees for certain checking accounts. The specific fees and policies can be found in the Pricing Schedule provided by Regions Bank.

Conclusion

Regions Bank offers a range of checking account options to meet the needs of its customers. Some accounts have monthly fees, while others offer ways to waive these fees. Customers should carefully review the terms and conditions of each account before opening one to ensure that they understand the fees and requirements.

Sources

• Why Was I Charged a Monthly Fee for My Checking Account?
• Regions Now Checking Account
• LifeGreen Checking Account

FAQs

Does Regions Bank charge a monthly fee for checking accounts?

Yes, some checking accounts at Regions Bank have a monthly fee. However, there are ways to avoid these fees, such as maintaining a minimum balance or setting up direct deposit.

What is the monthly fee for Regions Now Checking?

The monthly fee for Regions Now Checking is $5. This fee can be avoided by maintaining a minimum balance of $5 or setting up a direct deposit of at least $500.

How can I avoid the monthly fee for LifeGreen Checking?

There are three ways to avoid the monthly fee for LifeGreen Checking:

• Maintain an average monthly balance of $1,500
• Set up a direct deposit of at least $500 or a combined amount of $1,000
• Open a LifeGreen Savings account and maintain a minimum balance of $50

Does Regions Bank charge overdraft fees?

Yes, Regions Bank may charge overdraft fees for certain checking accounts. The specific fees and policies can be found in the Pricing Schedule provided by Regions Bank.

How can I avoid overdraft fees?

There are several ways to avoid overdraft fees:

• Keep track of your account balance and avoid spending more than you have available.
• Set up overdraft protection by linking your checking account to a savings account or credit line.
• Sign up for Regions Overdraft Grace, which gives you extra time to make a deposit or transfer funds to your account to avoid overdraft fees.

What is the minimum opening deposit for a checking account at Regions Bank?

The minimum opening deposit for a checking account at Regions Bank is $50.

What types of checking accounts does Regions Bank offer?

Regions Bank offers a variety of checking accounts, including:

• Regions Now Checking
• LifeGreen Checking
• Premium Checking
• Private Wealth Management Checking

How do I open a checking account at Regions Bank?

You can open a checking account at Regions Bank online, by phone, or at a local branch.