IBC Bank offers a free checking account with no minimum balance requirement and unlimited check writing privileges. This account is ideal for customers who want a basic checking account without any monthly service fees.
Key Facts
- Account Features:
- No minimum balance requirement
- Unlimited check writing
- $10 opening deposit required
- Free IBC Bank Instant Issue Visa Debit Card at account opening
- Access to IBC Voice Bank for balance checks, transfers, and check orders
- Online banking for balance checks, transfers, check images, and bill payments
- Account Requirements and Service Fees:
- Cancelled checks are retained by IBC Bank
- Duplicate checks are required
- First two copies of cancelled checks per month are free
- Inactivity fee of $5/month after 90 days without customer-initiated transactions for Texas accounts
- Dormant fee of $5/month after 1 year without customer-initiated transactions for Oklahoma accounts
Account Features
The IBC Bank Free Checking account offers the following features:
- No minimum balance requirement
- Unlimited check writing
- $10 opening deposit required
- Free IBC Bank Instant Issue Visa Debit Card at account opening
- Access to IBC Voice Bank for balance checks, transfers, and check orders
- Online banking for balance checks, transfers, check images, and bill payments
Account Requirements and Service Fees
There are no monthly service fees associated with the IBC Bank Free Checking account. However, there are some other fees that may apply, such as:
- Cancelled checks are retained by IBC Bank
- Duplicate checks are required
- First two copies of cancelled checks per month are free
- Inactivity fee of $5/month after 90 days without customer-initiated transactions for Texas accounts
- Dormant fee of $5/month after 1 year without customer-initiated transactions for Oklahoma accounts
How to Open an IBC Bank Free Checking Account
To open an IBC Bank Free Checking account, you can visit any IBC Bank branch or apply online. You will need to provide your personal information, such as your name, address, and Social Security number. You will also need to make an initial deposit of $10.
Conclusion
The IBC Bank Free Checking account is a great option for customers who want a basic checking account without any monthly service fees. This account offers a variety of features, such as unlimited check writing, free online banking, and a free Visa Debit Card.
Sources
FAQs
Does IBC Bank have free checking?
Yes, IBC Bank offers a free checking account with no minimum balance requirement and unlimited check writing privileges.
What are the features of the IBC Bank Free Checking account?
The IBC Bank Free Checking account offers the following features:
- No minimum balance requirement
- Unlimited check writing
- $10 opening deposit required
- Free IBC Bank Instant Issue Visa Debit Card at account opening
- Access to IBC Voice Bank for balance checks, transfers, and check orders
- Online banking for balance checks, transfers, check images, and bill payments
Are there any fees associated with the IBC Bank Free Checking account?
There are no monthly service fees associated with the IBC Bank Free Checking account. However, there are some other fees that may apply, such as:
- Cancelled checks are retained by IBC Bank
- Duplicate checks are required
- First two copies of cancelled checks per month are free
- Inactivity fee of $5/month after 90 days without customer-initiated transactions for Texas accounts
- Dormant fee of $5/month after 1 year without customer-initiated transactions for Oklahoma accounts
How do I open an IBC Bank Free Checking account?
To open an IBC Bank Free Checking account, you can visit any IBC Bank branch or apply online. You will need to provide your personal information, such as your name, address, and Social Security number. You will also need to make an initial deposit of $10.
What are the benefits of having an IBC Bank Free Checking account?
There are many benefits to having an IBC Bank Free Checking account, including:
- No monthly service fees
- Unlimited check writing
- Free Visa Debit Card
- Access to online and mobile banking
- 24/7 customer service
Is the IBC Bank Free Checking account right for me?
The IBC Bank Free Checking account is a great option for customers who want a basic checking account without any monthly service fees. This account is also a good choice for customers who want unlimited check writing privileges.
How do I compare the IBC Bank Free Checking account to other checking accounts?
You can compare the IBC Bank Free Checking account to other checking accounts by considering the following factors:
- Monthly service fees
- Minimum balance requirements
- Check writing privileges
- ATM access
- Online and mobile banking features
- Customer service
Where can I find more information about the IBC Bank Free Checking account?
You can find more information about the IBC Bank Free Checking account on the IBC Bank website or by visiting any IBC Bank branch.