Bancarrota

The TILA-RESPA rule consolidates four existing disclosures required under TILA and RESPA for closed-end credit transactions secured by real property into two forms: a Loan Estimate that must be delivered or placed in the mail no later than the third business day after receiving the consumer’s application, and a Closing…

A collateral contract is one where the parties to one contract enter into or promise to enter into another contract. Thus, the two contracts are connected and it may be enforced even though it forms no constructive part of the original contract. O que é um quizlet de contrato colateral?…

O que é um exemplo de um contrato de garantia? Por exemplo, se X concordar em comprar bens de Y que serão, consequentemente, fabricados por Z, e o fizer com base na garantia de Z quanto à elevada qualidade dos bens, X e Z podem ser considerados como tendo feito…

The last Kmart in Michigan closed Sunday, putting an official end to a longtime Michigan staple. Located in Marshall, a suburb of Battle Creek with a population a little more than 7,000, at 15861 Michigan Ave., it has been the last Kmart in Michigan since 2020. Ainda existem mais Kmarts…

Wage Garnishment Go to the Payroll menu, then Employees. Choose the employee’s name. Select edit ✎ beside Pay. Choose edit ✎ to add a deduction. On the drop-down, select Garnishment and Garnishment Type. Enter the description, amount requested, and the maximum percent of disposable income. Click OK once done. Como…

Signing Your Trust Document in Front of a Notary But you do need to sign your living trust document in front of a notary public for your state. If you create a shared living trust, both of you need to sign the trust document in front of the notary. Quanto…

There’s no required waiting period following a modification before a borrower is eligible for a new mortgage. FHA guidelines require the borrower to make at least six payments under a new modification before being eligible for a cash-out refinance. Quanto tempo após a modificação do empréstimo posso refinanciar? 12 a…

A security agreement may be oral if the secured party (the lender) has actual physical possession of the collateral. Quais são os elementos de um acordo de segurança? São necessários alguns requisitos específicos para que o acordo de garantia constitua a base de um direito de garantia válido, nomeadamente 1)…

Voided check – a check that cannot be processed because the maker has made it invalid. O que é um cheque que não pode ser processado? Um cheque devolvido é uma gíria para um cheque que não pode ser processado porque o titular da conta não tem fundos suficientes (NSF)…

A subordination agreement is generally used when there are two mortgages and the mortgagor needs to refinance the first mortgage. It acknowledges that one party’s interest or claim is superior to another in case the borrower’s assets need to be liquidated to repay debts. Qual é o objectivo de um…

Immaterial breaches include breaches relating to ministerial, minor, technical, or administrative matters. Examples of immaterial breaches include: Delivering goods a day late; Being slightly off on a payment amount; or. Continuing to do minor repairs when a property is habitable. Qual é a diferença entre imaterial e material? Algo que…

If you receive a notice to appear in court because a lender has sued you and you ignore that civil court order, you can be found in contempt of court. At that point, the civil case can enter criminal proceedings and a warrant can be issued for your arrest. Pode…

In Pennsylvania, the process of foreclosure commences after you, the borrower, becomes at least 60 days late on their mortgage payments. Quanto tempo demora a execução da hipoteca em PA? Quanto tempo demora a execução da hipoteca em PA? O processo de execução hipotecária da AP pode demorar desde vários…

Unpaid utilities can become liens against the property! A utility company can place a lien on the home with outstanding bills and potentially foreclose on the home to recoup the balance in the same way a bank may foreclose on a home when the owner doesn’t pay their mortgage. Quem…

Uma modificação de empréstimo afecta o seu crédito? Uma modificação de empréstimo pode resultar numa queda inicial na sua pontuação de crédito, mas ao mesmo tempo, terá um impacto muito menos negativo do que uma execução de hipoteca, falência ou uma série de pagamentos atrasados. Como é que uma modificação…

The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans. Qual é o principal objectivo do Quizlet Truth in Lending Act…

If you qualify, you’ll get a trial loan modification that generally lasts 3 months. As long as you pay the right amount by the due date during that period and there are no changes in your circumstances, it’s likely you’ll be approved for a modification within 45 days after the…

However, if the estate doesn’t go into probate, you can’t get the letters testamentary needed to open an account. Don’t worry, though. There’s another document that can help you: the small estate affidavit. Pode usar uma pequena declaração juramentada no Texas se houver um testamento? O juiz deve aprovar a…

What Is Going Concern? Going concern is an accounting term for a company that has the resources needed to continue operating indefinitely until it provides evidence to the contrary. This term also refers to a company’s ability to make enough money to stay afloat or to avoid bankruptcy. Qual é…

Yes. SLS LLC or Specialized Loan Servicing is a mortgage servicing company which collects on residential mortgages. Many consumers will receive a notice from SLS when they had originally had their mortgage held at Bank of America or even Country Wide. Quem é o maior prestador de serviços hipotecários? Top…